Stop! Before Filing an Insurance Claim Whether you know it or not, you have a CLUE report (Comprehensive Loss Underwriting Exchange). Essentially, this is the report insurance companies use to determine how much you pay. Even just a call to your insurance company ...

Over time, your washing machine may experience malfunctions that can lead to an overflow. If that happens, the first thing is to carefully turn off the power to the washer, remove non-fixed items from the flooded area, and remove the floodwater. Once the immediate situation is under control, call ...

Most every house or commercial building has some amount of air infiltration. In the winter time, the cold outside air finds a way into some vulnerable areas. Even without air infiltration, you get the effects of thermal heat or cold transference. The heat energy escaping and cold energy entering ...

When your toilet overflows it may seem like a small problem and just mopping it up could be sufficient. However, the some questions remain, “Why did my toilet overflow?, Is there a leak, if so where is it coming from?, Will it continue to overflow?”. There are many factors for why a ...

First of all, cleaning, sanitizing, and disinfecting are all ...

"An ounce of prevention is worth a pound of cure." - Benjamin Franklin What is BAC-Shield, and How Can it Benefit My Family? First, maybe you want to know what ...

Here at R4 Restoration we understand that there are many things to consider before filing a claim and it shouldn’t be an automatic first response to do so. What Should My First Step Be? Be careful! If you are not sure whether an incident is worth filing a claim for ...

First, understanding how to read your adjuster's estimate is important. Most insurance companies use an estimating software called Xactimate. This is a line-by-line item estimating program and it can be overwhelming if you are not familiar with it. Every room that was damaged by your loss will ...

Recently, homeowner insurance deductibles have reached an all-time high. So, when faced with a loss on your home, you may ask, “What if I can’t afford the higher deductible? Does that mean I can’t file an insurance claim and get my home repaired? ...

Most lenders/mortgage companies require homeowners insurance; Some rental properties do also, and if they don’t it’s still your best bet to have coverage. This article is geared more towards those trying to choose the best coverage for homeownership. Shopping Around is a ...